Tremendous Growth and Record Profits for Türkiye Sigorta and Türkiye Hayat Emeklilik in First Half of 2025
The insurance and life insurance giants Türkiye Sigorta and Türkiye Hayat Emeklilik have demonstrated significant growth in the first six months of 2025, recording a combined net profit of TL 16.6 billion.
Türkiye Sigorta showcased an impressive performance with a 42% year-on-year increase in net profit, amounting to TL 9.33 billion. Their premium production soared by 44%, reaching a total of TL 72.7 billion.
Meanwhile, Türkiye Hayat Emeklilik achieved remarkable growth, expanding its PPS fund size by 45% to reach TL 352 billion. The company also posted a net profit of TL 7.22 billion, marking a 55% increase compared to the same period last year.
Record-Breaking Performance and Strategic Growth Initiatives
The two companies collectively registered a 48% growth over the previous year, further solidifying their market position with a combined net profit of TL 16.6 billion.
Taha Çakmak, General Manager of Türkiye Sigorta, emphasized their commitment to making insurance accessible and reliable: “Our focus has been on sustainable growth, and our strategies have paid off, as evidenced by our record-breaking performance in premium production and profitability. Our growth is a testament to our effective risk management, pricing strategies, and investment in individual products such as health and motor insurance.”
Innovative Strategies in Motor and Health Insurance Sectors
Highlighting the company’s strategy in the motor and health insurance sectors, Çakmak noted, “We have ensured that our citizens can easily access insurance services. Through disciplined pricing policies and effective claims management, we achieved a 29% increase in auto insurance premium production, reaching TL 14.4 billion. Our motor insurance policies grew by 55% to TL 7.6 billion with nearly a million policies issued.”
In health insurance, the company surpassed expectations by increasing the number of insured individuals. “Our efforts in digitalization and improving healthcare services have paid off,” Çakmak added.
Challenges and Opportunities Amid Disinflation
Çakmak addressed the challenges posed by disinflation, stating, “The disinflation process will enhance our actuarial discipline, allowing us to implement effective pricing and claims management. This will be a significant advantage for us moving forward.”
Support for Farmers and Commitment to Shareholders
Underlining their support for farmers during challenging times, Çakmak shared, “Despite the sector’s difficulties, we managed to pay claims totaling TL 20.9 billion in the first half of 2025. We remain committed to providing value and assurance to our shareholders.”
Türkiye Sigorta, the insurance company with the highest market capitalization, continues to enhance its presence in the capital markets. The company is included in significant indices such as the BIST Sustainability Index and the BIST 50 reserve list, and also features in international indices such as FTSE and MSCI.
Çakmak announced, “We have doubled our programmed capital ceiling to TL 50 billion and our paid-in capital to TL 10 billion. We will distribute TL 2 billion in cash dividends on August 28, reflecting our consistent return on equity exceeding 50%.”
Türkiye Hayat Emeklilik: Leading the Sector with Innovative Funds
Discussing the achievements of Türkiye Hayat Emeklilik, Çakmak highlighted the company’s leading position in fund size and returns. “With a 25.6% increase in total fund size, exceeding TL 535 billion, our company remains at the forefront by offering a 23.22% return on funds.”
Türkiye Hayat Emeklilik continues to diversify its fund offerings with new themes, including interest-free funds such as the Money Market Participation Pension Mutual Fund and the Lease Certificates Fund. “We have introduced the Agriculture and Food Fund Basket Pension Mutual Fund and our Debt Securities Fund achieved the highest return among its peers,” Çakmak added.
